Must-Have Commercial Insurance for Your Industry

Are you ready to find commercial insurance that takes your particular industry into account? At Holmes Insurance Services, we document the particular risks and challenges faced by your business sector and make recommendations accordingly. This may include beefing up coverage for your commercial fleet or adding an umbrella policy to cover your expensive equipment in Youngsville, NC.

How to Tailor Your Commercial Insurance

When it comes to commercial insurance, it’s important to tailor your coverage to your specific industry. Different industries face unique risks and challenges. For general liability insurance for a landscaping business, for example, you might add extra coverage for property damage. If you own a restaurant, you may need adequate coverage for slip-and-fall accidents.

What about manufacturers, distributors, and sellers? Product liability insurance is a great way to protect your assets against product liability lawsuits. It covers legal expenses too, so sign up for this coverage if you’re worried about potential claims related to product defects.

Professional liability insurance, aka errors and omissions insurance, protects professionals against claims of negligence, errors, or omissions. No matter how careful you are, nobody’s perfect. Protect your business against unforeseen errors. Do you own your building or commercial space? If so, you’ll need commercial property insurance, especially if you have a large or valuable commercial property. This insurance protects your building and its contents, including inventory and equipment.

What Other Protection Does Your Business Need?

Depending on your industry and specific business operations, additional coverage options that matter the most will vary. Talk to your agent about cyber liability insurance, workers’ compensation insurance, commercial auto insurance, and business interruption insurance, to name just a few possibilities.

Contact the team at Holmes Insurance Services for professional advice on commercial insurance in Youngsville, NC. You can also stop by our office to learn more about our services.