Auto Insurance in North Carolina

Is it time to renew your auto insurance policy in Youngsville, NC? Perhaps you're looking for a new policy altogether, or you're a new driver in the state. Chances are, you need more information to make a decision that is both affordable and beneficial. Holmes Insurance Services can help! We represent a select group of companies that offer auto insurance, and we give you the best advantage to find an ideal auto policy.

Coverage to Consider When Selecting an Auto Policy

The most important aspect of selecting an auto policy in North Carolina is making sure your limits of liability are legally acceptable. You're required to have specific liability coverages in our wonderful state.

The legally required coverages include:

  • Bodily Injury Liability Coverage
  • Property Damage Liability Coverage
  • Uninsured Motorist Bodily Injury
  • Uninsured/Underinsured Motorist Property Damage

Each of the above coverages has a minimum dollar amount per person and accident coverage legal requirement. We're more than happy to discuss them with you and ensure that you're compliant.

Assessing Existing Auto Policy Coverage

It's always wise to reassess your liability and comprehensive limits to make sure you're well-protected. Life changes, and so should your auto insurance policy. We recommend having a yearly assessment of your policy to ensure that it matches your current circumstances.

If your liability coverage lapses in Youngsville, NC, you have 10 days to provide proof of coverage to avoid any fines and fees. And it's reported to the Department of Motor Vehicles. Don't let that happen to you! We encourage you to let Holmes Insurance Services get you the coverage you need. We've helped countless North Carolina drivers stay on the road, and we have a full understanding of what is necessary for an auto insurance policy to be compliant.

To learn more or to get a free quote on an auto policy, reach out to us. As an independent agent, we can help you achieve everything you need to get an affordable auto insurance policy that is right for you!