Right Coverage for Business Vehicles; No Surprises
Commercial auto insurance covers vehicles used for business purposes-whether it's a single work truck, a delivery van, a consultant's sedan, or a fleet of vehicles. Personal auto policies won't cover most business activities; commercial auto is specifically designed for the risks and requirements of business use.
Don't Let a Claim Stall Your Business
If you or an employee gets into an accident while driving for work, a personal auto policy will likely deny the claim. Commercial auto insurance pays for injuries, property damage, and lawsuits arising from business vehicle use-keeping your company on the road and your finances protected.
From Contractors to Couriers; Coverage for Any Business
Contractors and trades with work trucks or vans
Retailers with delivery vehicles
Real estate agents using cars for showings
Companies with fleets, or any business-owned vehicles
Businesses whose employees use their personal vehicles for errands (ask about Hired/Non-Owned Auto coverage)
Learn About Coverage Options Available on Commercial Auto Policies
Liability
Higher limits to protect your business if your driver injures others
Collision & Comprehensive
Covers your vehicles for crashes, theft, storms, vandalism
Uninsured/Underinsured Motorist
Pays if your driver is hit by someone with too little or no insurance
Medical Payments
For driver and passengers' medical bills
Other Add-Ons
Towing, rental reimbursement, cargo, fleet management benefits
We Handle the Details Filings, Fleet Discounts, and More
- DOT or federal filings for trucking and interstate commerce
- Help with listing vehicles in the business name or meeting contract requirements
- Fleet discounts for multiple vehicles
Holmes Insurance makes sure your coverage fits your business and meets all requirements.
Your Commercial Auto Insurance Questions, Answered
Do I need commercial auto insurance?
If you use a vehicle for business tasks (beyond commuting), yes.
What about employees' cars?
Add Hired/Non-Owned coverage for protection when employees use their own vehicles for work.
Is it more expensive than personal auto?
Often, but coverage is broader and limits are higher. Holmes will shop for the best rate.
How do I get started?
Contact Holmes for a quick quote and review of your business vehicle needs.
Don't Wait for an Accident
Get Commercial Auto Insurance Today
Secure the vehicles that keep your business running. Holmes Insurance Services helps you get the right coverage for every driver and every business use.