Independent Insurance Agency in Raleigh, NC-Personalized Options for the Capital City
Holmes Insurance Services Brings Local Care to Raleigh
Holmes Insurance Services proudly serves Raleigh, NC with the best of both worlds: big-city coverage options and the attentive, personal service you'd expect from a small-town agency. No matter where you are in Raleigh-whether you're in Brier Creek, Downtown, Wakefield, or anywhere in between-you can count on us for insurance that fits your busy life.
We're licensed across North Carolina and have many happy clients in Raleigh who love our quick, digital approach and hands-on customer care
Home, Auto, Renters, Business-All Your Needs, All in One Place
Auto Insurance
Robust coverage for high-traffic commutes and city driving, with competitive rates from top insurers.
Homeowners Insurance
Options for everything from downtown condos to high-value homes in North Raleigh-ask about HE-7 enhanced policies.
Renters Insurance
Easy, affordable coverage for apartments in North Hills, downtown lofts, and college housing near NC State.
Business Insurance
From food trucks to tech startups, we offer commercial policies, certificates, and specialized coverages (including cyber and professional liability for RTP-area professionals).
Life Insurance
Simple, customizable plans for every stage of life-ideal for young professionals, families, and retirees.
Better Choices, Better Service-Without the Call Center Runaround
- Independent agency-shop multiple top carriers for best value
- Local expertise in urban and suburban risks
- Personal agent, not a 1-800 number
- Modern digital tools: e-signatures, online quotes, client portal
- Quick, attentive responses via text, email, or phone
One Raleigh client recently told us: "You made insurance easy, saved me over $500, and actually answered my texts right away."
What Youngsville Clients Say

Trusted Carriers We Work With


Your Raleigh Insurance Questions, Answered
Can you help with my move to NC?
Explore Personal InsuranceYes! We'll explain the ins and outs of North Carolina insurance and make the transition easy.
Do you handle high-value homes and specialty coverages?
Absolutely-luxury homes, umbrella liability, and more.
Can you insure my small business or tech startup?
Yes-we have policies for nearly any industry, with deep experience in the Triangle.
Insights & Resources to Make Insurance Simple
Stay informed with clear answers, local news, and straightforward advice for North Carolina families and business owners.
Upgrade Your Raleigh Insurance Experience-Let's Talk
Start the conversation with Holmes Insurance Services and discover why so many Raleigh clients prefer our blend of digital efficiency and personal service.
Your Questions, Answered Honestly
Real Answers From Real People
Do you only work with certain insurance companies?
No. As an independent agency, we’re not tied to any one carrier. That means we shop multiple options and recommend what’s actually best for you—not what’s best for them. This independence lets us focus on your needs instead of meeting a sales quota.
Can you help if I’m turning 65 and new to Medicare?
Yes. Medicare is complex, but we break it down step by step. We’ll help you understand your options for Original Medicare, Medicare Advantage, and Part D plans, and explain how to avoid penalties. Whether you want to keep your current doctors or need extra benefits, we’ll guide you every step of the way.
Do I have to pay for your services?
No. Our services are free to you because we’re compensated by insurance carriers when you enroll. But our commitment is to you—not them. We don’t push products; we focus on helping you make the right decision.
Can small businesses offer health insurance affordably?
Yes, and it’s often more doable than you think. We help business owners design benefits packages that balance cost and coverage, whether you’re a team of five or fifty. Offering group health doesn’t have to break your budget—we’ll show you smart options that work.
Do you work with clients outside your state?
Absolutely. We serve clients nationwide with virtual meetings and secure tools, so you get the same level of personal service no matter where you are.



